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Holiday Shopping: How to Buy Great Gifts Without Breaking the Bank

Finding the perfect gift for everyone on your list can quickly make your holiday expenses shoot up. But don’t worry! Here are ten easy tips to help you pick out awesome gifts while keeping your budg...

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Study Reveals Many Americans Sacrifice Credit Card Rewards Due to Debt

Many people in America are earning points or rewards with their credit cards even though they owe money on those same cards. A recent study by NerdWallet shows that about 1 in 5 Americans are in this situa...

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Credit Cards and Food Delivery: Simplifying Reward Rates

When you're too busy, can't find a babysitter, or just need a late-night snack, ordering food delivery becomes super handy. However, the convenience can be expensive due to service fees, tips, and higher price...

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What You Need to Know About the Cash App Savings Account

Cash App offers a special type of savings account that you can use right through its app. It's designed to help you save money, whether for a rainy day or a specific goal, and it gives you a much better interest r...

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Making Tough Choices with Debt and Savings

Should I use savings to clear a loan? If you're struggling with whether to use your emergency savings to pay off a personal loan, it's important to weigh your options carefully. One reader from Hawai’i was ...

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The Best and Worst Places to Keep Your Emergency Money

An emergency fund is essential—it's your financial backup for unexpected situations. Where you keep this fund is as crucial as having one because you need to access it easily and quickly without losing value.&...

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Navigating Money Matters Solo: Financial Tips For Single People

More people in America are staying single today than ever before. In fact, over half of all adults in the U.S. are single now, which is a big change from 1950 when the number was just 22%.  While being ...

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The Financial Challenges of Aging Alone

It turns out that being married can help people build wealth and avoid poverty better than staying single, especially as they grow older. This information comes from a new research. In the United States, even though many people do ...

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How to Handle a Sudden Windfall Wisely

Getting a big sum of money out of the blue – like an inheritance, a huge profit from an investment, or a significant salary increase – can be life-changing, especially if you're over 50.  While it's tempting...

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Boosting Well-being Through Savings: Insights from a Study

In the hustle and bustle of day-to-day life, finding tranquility and a sense of future optimism can sometimes seem like a challenge. Yet, a recent academic study hallmarks a simple, accessible strategy that could ma...

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