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Study Reveals Many Americans Sacrifice Credit Card Rewards Due to Debt

Many people in America are earning points or rewards with their credit cards even though they owe money on those same cards. A recent study by NerdWallet shows that about 1 in 5 Americans are in this situa...

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Save Money on Clean Energy Before Changes Come

For the last couple of years, the U.S. government has been giving people money back for buying clean, energy-saving items like electric cars and heat pumps. This program is a part of the Inflation Reduction Act which was brough...

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Credit Cards and Food Delivery: Simplifying Reward Rates

When you're too busy, can't find a babysitter, or just need a late-night snack, ordering food delivery becomes super handy. However, the convenience can be expensive due to service fees, tips, and higher price...

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What You Need to Know About the Cash App Savings Account

Cash App offers a special type of savings account that you can use right through its app. It's designed to help you save money, whether for a rainy day or a specific goal, and it gives you a much better interest r...

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Making Tough Choices with Debt and Savings

Should I use savings to clear a loan? If you're struggling with whether to use your emergency savings to pay off a personal loan, it's important to weigh your options carefully. One reader from Hawai’i was ...

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The Best and Worst Places to Keep Your Emergency Money

An emergency fund is essential—it's your financial backup for unexpected situations. Where you keep this fund is as crucial as having one because you need to access it easily and quickly without losing value.&...

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Navigating Money Matters Solo: Financial Tips For Single People

More people in America are staying single today than ever before. In fact, over half of all adults in the U.S. are single now, which is a big change from 1950 when the number was just 22%.  While being ...

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The Financial Challenges of Aging Alone

It turns out that being married can help people build wealth and avoid poverty better than staying single, especially as they grow older. This information comes from a new research. In the United States, even though many people do ...

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How to Handle a Sudden Windfall Wisely

Getting a big sum of money out of the blue – like an inheritance, a huge profit from an investment, or a significant salary increase – can be life-changing, especially if you're over 50.  While it's tempting...

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Checking on Savings: A Necessary Step for Financial Health

Many individuals move between jobs throughout their careers, often accumulating various financial benefits that can be easily forgotten.  It's not uncommon for people to lose track of pensions or other b...

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