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Save Money on Clean Energy Before Changes Come

For the last couple of years, the U.S. government has been giving people money back for buying clean, energy-saving items like electric cars and heat pumps. This program is a part of the Inflation Reduction Act which was brough...

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Checking on Savings: A Necessary Step for Financial Health

Many individuals move between jobs throughout their careers, often accumulating various financial benefits that can be easily forgotten.  It's not uncommon for people to lose track of pensions or other b...

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Good News for Credit Card Owners: Possible Lower Interest Rates Coming Up

Are you tired of high interest rates on your credit card? You might get some relief soon! The big bank group that decides interest rates, known as the Federal Reserve, is thinking about making rates l...

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A 54-year-old Woman with No Retirement Plan Gets Financial Tips from Suze Orman

A 54-year-old woman named Kim has saved $12,000 but doesn't have a retirement plan like a 401(k). So, she received advice from Suze Orman, a well-known financial advisor and host of the &quo...

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Comparing the Best Credit Cards for Savings and Rewards

In a recent study by WalletHub, different credit cards were compared to which ones offer the best savings and rewards. Here's what they found: Best Overall Card The Wells Fargo Active Cash Card is an excellen...

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How to Lower What You Owe on Credit Cards

A lot of people are finding things more expensive these days - groceries are up by 25%, housing costs have gone up over 20%, and getting around costs 27% more than it did in 2019.  Because of these high prices, many are usin...

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Understanding Owner Financing: A Simplified Guide

Owner financing could be a game-changer if traditional mortgage routes are closed to you. Essentially, this means the seller of the home lends you the money to buy the property. It's less conventional than a bank loan bu...

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Innovative Policy Permits $1,000 Emergency Withdrawals from Retirement Plans Without Penalties

As the economic terrain continues to shift unpredictably, a significant number of Americans remain ill-equipped to deal with sudden, unexpected expenses.  Findings from a ...

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A Quick Guide to the Top 8 Debt Relief Companies of 2024

In today's world, where a significant number of Americans grapple with the challenge of $1.08 trillion in credit card debt, and an 8% delinquency rate, finding a reliable way out is crucial. This route not only pr...

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Adapting to the Shift from Cash to Digital Payments

It was once common for customers to enjoy discounts for cash payments, a preference many retailers and service providers shared. However, the tide has turned, and these days, cash can not only be less appealing but also in...

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